Terms of Service

Agreement to Terms

By accessing and using AstroLink Services ("we," "our," or "us"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

Services Provided

AstroLink Services provides:

• Insurance brokerage and consulting services
• Customer service support solutions
• Insurance quote comparisons and policy management
• Claims assistance and advocacy
• Risk assessment and consultation

Use License

Permission is granted to temporarily access our website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to reverse engineer any software contained on our website
• Remove any copyright or other proprietary notations from the materials

User Responsibilities

As a user of our services, you agree to:

• Provide accurate and complete information
• Maintain the confidentiality of your account credentials
• Notify us immediately of any unauthorized use of your account
• Comply with all applicable laws and regulations
• Not use our services for any unlawful or prohibited activities
• Pay all applicable fees and charges in a timely manner

Insurance Services Disclaimer

Important notices regarding our insurance services:

• We are independent insurance brokers and agents
• Insurance quotes are estimates and not guarantees of coverage
• Final policy terms are determined by the insurance carrier
• Coverage recommendations are based on information you provide
• We may receive commissions from insurance carriers
• All insurance policies are subject to underwriting approval

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these terms by reference.

Payment Terms

For fee-based services:

• Fees are due as specified in your service agreement
• Late payments may incur additional charges
• We reserve the right to suspend services for non-payment
• Refunds are subject to our refund policy

Limitation of Liability

In no event shall AstroLink Services or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use our services, even if AstroLink Services or an authorized representative has been notified orally or in writing of the possibility of such damage.

Accuracy of Materials

The materials appearing on our website could include technical, typographical, or photographic errors. AstroLink Services does not warrant that any of the materials on its website are accurate, complete, or current. We may make changes to the materials at any time without notice.

Links

AstroLink Services has not reviewed all of the sites linked to our website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by AstroLink Services.

Modifications

AstroLink Services may revise these terms of service at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Pakistan, and you irrevocably submit to the exclusive jurisdiction of the courts in that state or location.

Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Contact Information

If you have any questions about these Terms of Service, please contact us: