Hospital Indemnity Insurance: Cash Benefits When You’re Admitted

Compare hospital indemnity plans available in your state and learn how fixed cash benefits can help with the costs that health insurance may not cover.

Help With Costs Beyond Your Health Plan

A hospital stay can bring deductibles, copays and everyday expenses that add up fast. Hospital indemnity insurance is supplemental coverage that pays a fixed cash benefit directly to you when you are admitted to the hospital.

You can use the money however you need it, such as medical bills, rent or mortgage, groceries or lost income. A licensed insurance agent can explain the plans offered in your state, what they pay, and any limits or waiting periods.

  • Fixed cash benefits paid directly to you
  • Works alongside your current health coverage
  • Compare plans from multiple carriers
  • Talk with a licensed agent, with no obligation
Hospital room
Stethoscope
Licensed AgentsLocal, trusted and knowledgeable
Multiple CarriersWe shop top plans for you
Secure & PrivateYour information is protected
No ObligationGet answers. No pressure.

Benefits You May Get With Hospital Indemnity Plans

Hospital Admission

A lump-sum benefit when you are admitted

Daily Hospital Stay

Benefits for each day you are confined

ICU Coverage

Extra benefits for intensive care stays

Ambulance

Help with ground or air ambulance costs

Emergency Room

Benefits for emergency room visits

Surgery & Outpatient

Benefits for covered procedures

How It Works

1. Tell Us About You

Share a few basic details using the form above

2. Talk With an Agent

A licensed agent reviews the plans offered in your state

3. Choose What Fits

Pick a plan only if it works for you and your budget

Important Information. Hospital indemnity insurance is supplemental insurance. It is not health insurance, is not a Medicare Supplement (Medigap) plan, and does not meet the minimum essential coverage requirements of the Affordable Care Act. It does not replace major medical coverage.

Benefits are paid as fixed amounts and are subject to the policy’s limitations, exclusions, waiting periods and eligibility rules, including any pre-existing condition provisions. Plan availability, benefits and premiums vary by carrier, state, age and eligibility, and may change.

AstroLink Services does not offer every plan available in your area. Please review the policy outline of coverage before you buy.

Marketing Disclosure. The purpose of this website is the solicitation of insurance. A licensed insurance agent, insurance producer, or insurance company may contact you regarding hospital indemnity plan options.

Government Affiliation. AstroLink Services is not affiliated with, endorsed by, or contracted with the United States Government, the federal Medicare program, or the Centers for Medicare & Medicaid Services (CMS).

Explore Our Other Services

Auto Insurance ACA Home Insurance Final Expense Medicare